Mallard Finance can fund new and used cars and vans (up to 3.5 tonnes) via hire purchase. We can do deals for individuals and companies (with a suitable guarantor).

Because we underwrite all applications manually, we will not automatically reject any application and we will listen to what customers have to tell us about their circumstances. If they have had credit problems in the past, we may be able to help where other lenders can’t.

Depending on a customer’s credit profile and the vehicle they would like, we can finance vehicles up to 15 years old, and with up to 130,000 miles on the clock.

Customers don’t necessarily need a deposit to obtain finance with us.

If customers are in negative equity, we may be able to help them change cars by settling their existing finance. Whether we will be able to do this will depend on the circumstances of each customer.

We can provide advances of £2000 to £150,000.